Guaranteed Auto Loans in Bothell
If you have bad credit, you may worry about being able to afford a car—after all, most people don’t just have that much money lying around, and lenders are wary about lending money to customers with poor credit. All hope is not lost, however; there are lenders that specialize in providing bad credit auto loans and Guaranteed Auto Loans in Bothell. These loans and lenders are oriented around helping out people whose credit may not be the best, but who are willing to work to improve it.
Guaranteed Auto Loans
When you’re planning to buy a car, you need to be sure to budget closely in order to make sure that you’re not paying for more car than you need, but that you’re getting all the necessities for your day-to-day life. Since you’ll need to factor in paying off the loan alongside gas, insurance, potential repair and maintenance costs, and more, it’s good to know just how much you’re ready to pay. One way to get a quick guaranteed auto loan is to apply online for pre-approval. Pre-approval is available through many dealerships and lenders, and you’ll always get a loan offer—it’s up to you to decide whether to take it or not, but it can give you an idea of what kind of money you’ll get. Once you’ve been pre-approved, you can go and get your loan.
Improving Credit with Guaranteed Loans in Bothell
Make sure that your payments on your Guaranteed Auto Loans in Bothell are on time—that’s the biggest step when it comes to going from poor credit to good credit again. If you can afford to, take out a low-limit credit card or a secured credit card. This will help you build up your credit faster, as long as you don’t use up too much of the balance and pay at least the minimum balance on time each month. Once your credit improves a bit (you should keep up with it by pulling three free credit reports each year, reading them over, and auditing them for errors), you could refinance your vehicle. Refinancing is essentially taking out a loan to pay off the previous loan. However, since you will have a better credit score, you will be able to get a lower interest rate on the new loan.
Apply for Guaranteed Auto Loans in Bothell through Bayside Auto Sales’ website, or visit our Everett dealership in order to test-drive our used car inventory. If you have any questions you can contact us at 877-452-3436. We are here to help you!
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